Why You Should Never Accept the First Offer from Your Insurance Company By AAA Public Adjusters, LLC Introduction: The Illusion of a “Fair” Offer When disaster strikes — a burst pipe, kitchen fire, roof leak, or storm damage — homeowners often breathe a sigh of relief when their insurance adjuster […]
insurance
22 posts
Homeowners often assume their roof is fully covered for replacement after a storm — but in recent years, many insurance companies have quietly added Roof Surface Coverage Endorsements that change how roof claims are paid. These endorsements introduce what’s called a Roof Surface Payment Schedule, which limits how much the […]
Published: September 23, 2025 Short version: If you and your insurer disagree on the amount of loss—not on coverage—the policy’s Appraisal provision can force a neutral valuation so you get paid fairly. Below is a plain‑English, homeowner‑friendly guide from AAA Public Adjusters. Why this matters right now Storms and sudden […]
When disaster strikes—whether it’s a burst pipe flooding your basement, a kitchen fire damaging your home, or a storm tearing through your roof—the last thing you want to worry about is battling your insurance company. Unfortunately, that’s exactly what many policyholders face. Insurance companies have their own adjusters, whose primary […]
For many business owners, commercial property insurance offers peace of mind. It protects your building, your inventory, and often your business income in the event of a covered loss. But there’s one costly exposure that’s often excluded from standard commercial insurance policies—power failure caused by off-premises events. Most business owners […]
By AAA Public Adjusters When a storm rolls through your neighborhood—bringing high winds, hail, and flying debris—it’s natural to expect your homeowner’s insurance to step in. After all, that’s what it’s for, right? But for thousands of homeowners across Pennsylvania, New Jersey, and beyond, the reality is far more frustrating. […]
If you’re a homeowner or property investor, chances are you’ve felt the sting of rising insurance premiums. Over the past few years, property insurance costs have surged across the U.S., leaving many people asking: Why is this happening, and what can I do to protect myself? At AAA Public […]
Homeowners often overlook the potential risks associated with their sewage line until a problem arises. When disaster strikes, it can lead to significant damage and costly repairs, leaving many wondering if their homeowners insurance will come to the rescue. Understanding the extent of coverage for storm sewer lines is crucial […]
As the calendar flips to 2024, homeowners are increasingly feeling the pinch of the cost of homeowners insurance. This essential financial safeguard, designed to protect one’s most significant asset, has seen a noticeable uptick in expenses, compelling homeowners to scrutinize what drives these costs. Understanding the rising cost of homeowners […]
They play a pivotal role in simplifying the appraisal process, ensuring homeowners receive the compensation they deserve. By leveraging the knowledge and skills of Public Adjusters, individuals can efficiently navigate the intricacies of home insurance claims. This article outlines the benefits and challenges faced during the appraisal process, highlighting how […]