Spring weather across Pennsylvania and New Jersey often brings heavy rain, wind damage, hail, flooding, and sudden plumbing failures. Unfortunately, many homeowners do not realize the full extent of the damage until weeks later — when mold growth, hidden moisture, warped flooring, or structural issues begin to appear. At AAA […]
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Homeowners often assume their roof is fully covered for replacement after a storm — but in recent years, many insurance companies have quietly added Roof Surface Coverage Endorsements that change how roof claims are paid. These endorsements introduce what’s called a Roof Surface Payment Schedule, which limits how much the […]
When policyholders and insurance companies disagree on the amount of damage or the value of a loss, it can create frustration and delays in getting life back to normal. Fortunately, most property insurance policies include a provision known as the Appraisal Clause, which offers a method for resolving disputes fairly—without […]
When it comes to protecting your home from unexpected water damage, many homeowners mistakenly believe their standard homeowner’s insurance policy covers all types of flooding and water-related issues. Unfortunately, that’s not the case. Damage caused by sump pump failures, sewer backups, and drain overflows typically requires a specific insurance endorsement […]
Homeowners often overlook the potential risks associated with their sewage line until a problem arises. When disaster strikes, it can lead to significant damage and costly repairs, leaving many wondering if their homeowners insurance will come to the rescue. Understanding the extent of coverage for storm sewer lines is crucial […]
In the realm of homeowners’ insurance claims, the 80/20 rule holds remarkable potential to streamline the claims payment process and elevate customer satisfaction. By focusing on this principle, homeowners and insurance professionals can unravel the key to expediting claims resolution and ensuring fair compensation. Harnessing the essence of the 80/20 […]
Introduction: Property insurance is a vital safeguard against the financial risks associated with damage or loss to real estate, buildings, or personal belongings. When delving into the intricacies of property insurance policies, one crucial aspect that policyholders should understand is the suit condition. This provision serves as an important clause […]
Water pipe bursts are a common occurrence, and they can cause significant damage to a property. A burst pipe can result in water damage, which can lead to costly repairs, structural damage, and even health hazards. Insurance can provide peace of mind in the event of a burst pipe, but […]
What the DP3 insurance policy covers and when it can be beneficial is explained in this post. Having a DP3 policy and when you should acquire one. This article will tell you what it is and why you should get one. Are you planning on renting out your primary residence […]
Posted on October 10, 2013 @ 9:10 AM EST East Coast Storm: Echoes of Tropical Storm Karen Expect Rain, Blustery Winds, Beach Erosion from East Coast Storm The cold front that brought tornadoes to the Midwest last Friday and severe weather to the Northeast on Monday has stalled off the […]