The holiday season is a time for celebration, togetherness, and joy. But with the increase in decorations, cooking, and heating during this time of year, the risk of residential fires also rises. According to the National Fire Protection Association (NFPA), December and January are peak months for home fires. At […]
Assurance on Insurance: a Public Adjuster’s Blog
112 posts
Plumbing leaks can disrupt your home life and often leave a significant financial burden. When dealing with water damage from leaks, many homeowners turn to their insurance for relief. But does homeowners insurance cover leaks from plumbing issues? The answer is nuanced and often depends on the specifics of your […]
It’s a typical day, and your home is running smoothly until you suddenly notice water pooling around your water heater. Panic sets in. It doesn’t take long to trace the source—a burst temperature and pressure relief valve (T&P valve). What happens next? Let’s break down what this valve does, why […]
Homeowners often overlook the potential risks associated with their sewage line until a problem arises. When disaster strikes, it can lead to significant damage and costly repairs, leaving many wondering if their homeowners insurance will come to the rescue. Understanding the extent of coverage for storm sewer lines is crucial […]
As the calendar flips to 2024, homeowners are increasingly feeling the pinch of the cost of homeowners insurance. This essential financial safeguard, designed to protect one’s most significant asset, has seen a noticeable uptick in expenses, compelling homeowners to scrutinize what drives these costs. Understanding the rising cost of homeowners […]
A pipe burst in your home can quickly escalate from a minor nuisance to a significant crisis, affecting both the integrity of your property and your peace of mind. The sudden gush of water from burst pipes can lead to extensive water damage, potentially endangering the structural stability of your […]
They play a pivotal role in simplifying the appraisal process, ensuring homeowners receive the compensation they deserve. By leveraging the knowledge and skills of Public Adjusters, individuals can efficiently navigate the intricacies of home insurance claims. This article outlines the benefits and challenges faced during the appraisal process, highlighting how […]
Navigating insurance claims for storm damage can be a daunting task for many policyholders, with complexities often resulting in underpaid settlements. Public adjusters, as independent insurance professionals, bring their extensive experience and in-depth education to bear, ensuring policyholders in the United States can effectively manage their claims and maximize settlements. […]
Winter brings with it a magical beauty, but it also brings its fair share of challenges. One of the most common issues homeowners face during the winter months is ice damage to their roofs. Understanding the effects of ice damage is crucial in order to properly assess and address the […]
In the realm of homeowners’ insurance claims, the 80/20 rule holds remarkable potential to streamline the claims payment process and elevate customer satisfaction. By focusing on this principle, homeowners and insurance professionals can unravel the key to expediting claims resolution and ensuring fair compensation. Harnessing the essence of the 80/20 […]