For many business owners, commercial property insurance offers peace of mind. It protects your building, your inventory, and often your business income in the event of a covered loss. But there’s one costly exposure that’s often excluded from standard commercial insurance policies—power failure caused by off-premises events. Most business owners […]
Yearly Archives: 2025
7 posts
By AAA Public Adjusters When a storm rolls through your neighborhood—bringing high winds, hail, and flying debris—it’s natural to expect your homeowner’s insurance to step in. After all, that’s what it’s for, right? But for thousands of homeowners across Pennsylvania, New Jersey, and beyond, the reality is far more frustrating. […]
If you’re a homeowner or property investor, chances are you’ve felt the sting of rising insurance premiums. Over the past few years, property insurance costs have surged across the U.S., leaving many people asking: Why is this happening, and what can I do to protect myself? At AAA Public […]
When policyholders and insurance companies disagree on the amount of damage or the value of a loss, it can create frustration and delays in getting life back to normal. Fortunately, most property insurance policies include a provision known as the Appraisal Clause, which offers a method for resolving disputes fairly—without […]
When it comes to protecting your home from unexpected water damage, many homeowners mistakenly believe their standard homeowner’s insurance policy covers all types of flooding and water-related issues. Unfortunately, that’s not the case. Damage caused by sump pump failures, sewer backups, and drain overflows typically requires a specific insurance endorsement […]
A fireplace can bring warmth and comfort to your home, especially during the colder months. However, without proper maintenance and precautions, it can also pose serious risks, including fires, carbon monoxide poisoning, and structural damage. As public adjusters, we at AAA Public Adjusters understand the importance of home safety, and […]
Burst pipes are one of the most common and damaging issues homeowners can face. A sudden pipe failure can result in significant water damage to your property, impacting walls, ceilings, floors, and personal belongings. While your homeowners insurance policy may cover such losses, navigating the claims process can be complex […]