Homeowners often assume their roof is fully covered for replacement after a storm — but in recent years, many insurance companies have quietly added Roof Surface Coverage Endorsements that change how roof claims are paid. These endorsements introduce what’s called a Roof Surface Payment Schedule, which limits how much the […]
Hail Damage
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Hail is a very real threat to property owners, causing extensive property damage every year to residences and much more. It can range from the size of a pea to the size of a softball, and records tell of hailstones that are even bigger than that. When hail and strong […]