Hiring a public adjuster is advantageous, especially since your insurance company will try to minimize any loss you choose to file. Public adjusters are your best defense against your insurance company, but the insured should know about the process before they choose to hire a public adjuster. A public adjuster’s […]
homeowners insurance
40 posts
Water damage claims can mess up your home and personal finances. Following these simple instructions will ensure that your home is restored properly and that you will be paid the money you are owed. NOTIFY YOUR INSURANCE COMPANY IMMEDIATELY AFTER THE DISASTER OCCURS The first and most important step is […]
Many times homeowners are gifted expensive item(s) that they know maybe covered by their insurance policy but are unaware at how much the item(s) cost. In this instance it is recommended to get the item(s) appraised. However, many homeowners do not know how to get their item(s) appraised. Here are […]
Insurance policies are akin to a complex piece of machinery. Every element of the policy and all of the contracts therein work as a system; when one part of the machine falls out of place or breaks, the entire system falls to pieces or simply stops working altogether. With homeowners […]
Insurance companies often have a reputation for discovering ways to avoid compensating policyholders after property damages occur. A lot of policies are actually written with a number of exclusions, contingencies and clauses that help insurers slip out of their obligations to pay a claim. Here are aa few reasons why […]
Whenever individuals suffer a loss to their home or business it is a devastating event. The insurance companies do whatever they can to make it harder on the claimants. It was so disturbing and disgusting to me that I became a public adjuster over twenty years ago to fight the […]
Posted on December 3 2021 How to Minimize the Risk of Freezing Pipes Prepare your residential and commercial properties for the freezing conditions that are coming soon Many winter storms are accompanied by dangerously low temperatures and sometimes by strong winds, icing, sleet and freezing rain. Be sure to use […]
After a storm, it is vital to check your home and property as soon as possible. If you find that you did suffer damage, it is in your best interest to file a homeowners insurance claim as soon as possible. Typically, homeowners insurance claims are pretty simple, but if there […]
The Insurance Code in every state requires that the appraisal condition be contained in every homeowner or business policy. It is critical for the insured to understand the appraisal process, so they can utilize the process if their insurance company underpays them. Below is an excerpt from a homeowner’s […]
   It’s Hurricane season again and Florida has once again been struck by disaster!Property owners will want to file their wind damage claims right away, but this is not the recommended course of action. You need representation during the lengthy process of filing a hurricane damage claim, that’s why it’s best […]