When policyholders and insurance companies disagree on the amount of damage or the value of a loss, it can create frustration and delays in getting life back to normal. Fortunately, most property insurance policies include a provision known as the Appraisal Clause, which offers a method for resolving disputes fairly—without […]
public adjusters
9 posts
When it comes to protecting your home from unexpected water damage, many homeowners mistakenly believe their standard homeowner’s insurance policy covers all types of flooding and water-related issues. Unfortunately, that’s not the case. Damage caused by sump pump failures, sewer backups, and drain overflows typically requires a specific insurance endorsement […]
Plumbing leaks can disrupt your home life and often leave a significant financial burden. When dealing with water damage from leaks, many homeowners turn to their insurance for relief. But does homeowners insurance cover leaks from plumbing issues? The answer is nuanced and often depends on the specifics of your […]
It’s a typical day, and your home is running smoothly until you suddenly notice water pooling around your water heater. Panic sets in. It doesn’t take long to trace the source—a burst temperature and pressure relief valve (T&P valve). What happens next? Let’s break down what this valve does, why […]
A pipe burst in your home can quickly escalate from a minor nuisance to a significant crisis, affecting both the integrity of your property and your peace of mind. The sudden gush of water from burst pipes can lead to extensive water damage, potentially endangering the structural stability of your […]
In the realm of homeowners’ insurance claims, the 80/20 rule holds remarkable potential to streamline the claims payment process and elevate customer satisfaction. By focusing on this principle, homeowners and insurance professionals can unravel the key to expediting claims resolution and ensuring fair compensation. Harnessing the essence of the 80/20 […]
Introduction: Property insurance is a vital safeguard against the financial risks associated with damage or loss to real estate, buildings, or personal belongings. When delving into the intricacies of property insurance policies, one crucial aspect that policyholders should understand is the suit condition. This provision serves as an important clause […]
Posted on October 10, 2013 @ 9:10 AM EST East Coast Storm: Echoes of Tropical Storm Karen Expect Rain, Blustery Winds, Beach Erosion from East Coast Storm The cold front that brought tornadoes to the Midwest last Friday and severe weather to the Northeast on Monday has stalled off the […]
Posted on October 1, 2013 @ 6:26 PM If you are a new or existing homeowner who is purchasing homeowners’ insurance, consider reviewing the National Association of Insurance Commissioner’s “A Consumer’s Guide to Home Insurance“, which details a host of important topics from why you need insurance to smart shopping. […]