As the calendar flips to 2024, homeowners are increasingly feeling the pinch of the cost of homeowners insurance. This essential financial safeguard, designed to protect one’s most significant asset, has seen a noticeable uptick in expenses, compelling homeowners to scrutinize what drives these costs. Understanding the rising cost of homeowners […]
Tips & Tricks
20 posts
Introduction: Property insurance is a vital safeguard against the financial risks associated with damage or loss to real estate, buildings, or personal belongings. When delving into the intricacies of property insurance policies, one crucial aspect that policyholders should understand is the suit condition. This provision serves as an important clause […]
Public adjusters have been around for over 100 years, but it seems many insureds aren’t aware that hiring a public adjuster is an option. Public adjusters negotiate settlements on behalf of the homeowner and fight for the maximum settlement. A licensed public adjuster in Trenton, NJ is your best defense […]
Hiring a public adjuster is advantageous, especially since your insurance company will try to minimize any loss you choose to file. Public adjusters are your best defense against your insurance company, but the insured should know about the process before they choose to hire a public adjuster. A public adjuster’s […]
Beautiful weather can often breed destructive storms, which is why it’s important to prepare yourself for the unpredictable wrath of Mother Nature. Make certain that your home and family are protected against the destructive damages that hurricanes and other summer storms can often involve. Below, are three tips to effectively […]
The trouble with sewer problems is that the inner workings of a home’s sewer are hidden behind many layers of building materials. In order to catch a sewer problem before it ruins your home, it is important to know the proper signs. Slow draining sinks are a sure sign of […]
Many times homeowners are gifted expensive item(s) that they know maybe covered by their insurance policy but are unaware at how much the item(s) cost. In this instance it is recommended to get the item(s) appraised. However, many homeowners do not know how to get their item(s) appraised. Here are […]
If you’ve filed an insurance claim, and it didn’t go quite the way you had imagined, you’re probably feeling frustrated. We get that. But, you might as well just forget about it now, because all is said and done, and the claim is rejected or closed, so there’s nothing you […]
In terms of material losses, water damage is one of the potentially worst and most frightening things that a homeowner has to worry about. As a term, “water damage” covers quite a lot of ground, and because of that, the actual damage it causes as well as the restoration costs […]
Insulate Windows If your windows have any leaks, this will drive up your energy bill but by reducing drafts, you can lower your energy costs by up to 15-20% per year. Here are few simple products to help your windows quickly and without the high costs. Shrink filmV-seal weather strippingRope […]