When policyholders and insurance companies disagree on the amount of damage or the value of a loss, it can create frustration and delays in getting life back to normal. Fortunately, most property insurance policies include a provision known as the Appraisal Clause, which offers a method for resolving disputes fairly—without […]
property coverage
28 posts
When it comes to protecting your home from unexpected water damage, many homeowners mistakenly believe their standard homeowner’s insurance policy covers all types of flooding and water-related issues. Unfortunately, that’s not the case. Damage caused by sump pump failures, sewer backups, and drain overflows typically requires a specific insurance endorsement […]
The holiday season is a time for celebration, togetherness, and joy. But with the increase in decorations, cooking, and heating during this time of year, the risk of residential fires also rises. According to the National Fire Protection Association (NFPA), December and January are peak months for home fires. At […]
Plumbing leaks can disrupt your home life and often leave a significant financial burden. When dealing with water damage from leaks, many homeowners turn to their insurance for relief. But does homeowners insurance cover leaks from plumbing issues? The answer is nuanced and often depends on the specifics of your […]
It’s a typical day, and your home is running smoothly until you suddenly notice water pooling around your water heater. Panic sets in. It doesn’t take long to trace the source—a burst temperature and pressure relief valve (T&P valve). What happens next? Let’s break down what this valve does, why […]
Homeowners often overlook the potential risks associated with their sewage line until a problem arises. When disaster strikes, it can lead to significant damage and costly repairs, leaving many wondering if their homeowners insurance will come to the rescue. Understanding the extent of coverage for storm sewer lines is crucial […]
They play a pivotal role in simplifying the appraisal process, ensuring homeowners receive the compensation they deserve. By leveraging the knowledge and skills of Public Adjusters, individuals can efficiently navigate the intricacies of home insurance claims. This article outlines the benefits and challenges faced during the appraisal process, highlighting how […]
Navigating insurance claims for storm damage can be a daunting task for many policyholders, with complexities often resulting in underpaid settlements. Public adjusters, as independent insurance professionals, bring their extensive experience and in-depth education to bear, ensuring policyholders in the United States can effectively manage their claims and maximize settlements. […]
Introduction Fires are one of the most devastating disasters a business owner can face. Beyond the immediate danger they pose to life and property, the aftermath of a fire can be equally challenging to handle. For business owners, the road to recovery can be a daunting one, fraught with complexities […]
Understanding Insurance Claims Insurance claims can be a complex and time-consuming process for policyholders. Whether it’s due to property damage, a car accident, or a personal injury, navigating through the claims process can be overwhelming. Understanding the ins and outs of insurance claims is essential to ensure a hassle-free experience. […]