When it comes to protecting your home from unexpected water damage, many homeowners mistakenly believe their standard homeowner’s insurance policy covers all types of flooding and water-related issues. Unfortunately, that’s not the case. Damage caused by sump pump failures, sewer backups, and drain overflows typically requires a specific insurance endorsement […]
Flood
6 posts
Burst pipes are one of the most common and damaging issues homeowners can face. A sudden pipe failure can result in significant water damage to your property, impacting walls, ceilings, floors, and personal belongings. While your homeowners insurance policy may cover such losses, navigating the claims process can be complex […]
It’s a typical day, and your home is running smoothly until you suddenly notice water pooling around your water heater. Panic sets in. It doesn’t take long to trace the source—a burst temperature and pressure relief valve (T&P valve). What happens next? Let’s break down what this valve does, why […]
Homeowners often overlook the potential risks associated with their sewage line until a problem arises. When disaster strikes, it can lead to significant damage and costly repairs, leaving many wondering if their homeowners insurance will come to the rescue. Understanding the extent of coverage for storm sewer lines is crucial […]
Homeowners insurance policies are designed to provide peace of mind by protecting against unexpected events, such as theft, fire, or storm damage. However, one common exclusion in these policies is flooding. Floods are considered a gradual event and can cause widespread and unpredictable damage, making them a significant risk for […]
Heavy rainfall and subsequent flash flooding is a common occurrence in many parts of the world. It’s a natural phenomenon that cannot be prevented, but you can take precautionary measures to reduce the risk of your home being flooded. If you live in an area where there’sa high risk of […]