If you’re a homeowner or property investor, chances are you’ve felt the sting of rising insurance premiums. Over the past few years, property insurance costs have surged across the U.S., leaving many people asking: Why is this happening, and what can I do to protect myself? At AAA Public Adjusters, […]
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When policyholders and insurance companies disagree on the amount of damage or the value of a loss, it can create frustration and delays in getting life back to normal. Fortunately, most property insurance policies include a provision known as the Appraisal Clause, which offers a method for resolving disputes fairly—without […]
When it comes to protecting your home from unexpected water damage, many homeowners mistakenly believe their standard homeowner’s insurance policy covers all types of flooding and water-related issues. Unfortunately, that’s not the case. Damage caused by sump pump failures, sewer backups, and drain overflows typically requires a specific insurance endorsement […]
A fireplace can bring warmth and comfort to your home, especially during the colder months. However, without proper maintenance and precautions, it can also pose serious risks, including fires, carbon monoxide poisoning, and structural damage. As public adjusters, we at AAA Public Adjusters understand the importance of home safety, and […]
Burst pipes are one of the most common and damaging issues homeowners can face. A sudden pipe failure can result in significant water damage to your property, impacting walls, ceilings, floors, and personal belongings. While your homeowners insurance policy may cover such losses, navigating the claims process can be complex […]
Plumbing leaks can disrupt your home life and often leave a significant financial burden. When dealing with water damage from leaks, many homeowners turn to their insurance for relief. But does homeowners insurance cover leaks from plumbing issues? The answer is nuanced and often depends on the specifics of your […]
It’s a typical day, and your home is running smoothly until you suddenly notice water pooling around your water heater. Panic sets in. It doesn’t take long to trace the source—a burst temperature and pressure relief valve (T&P valve). What happens next? Let’s break down what this valve does, why […]
Homeowners often overlook the potential risks associated with their sewage line until a problem arises. When disaster strikes, it can lead to significant damage and costly repairs, leaving many wondering if their homeowners insurance will come to the rescue. Understanding the extent of coverage for storm sewer lines is crucial […]
As the calendar flips to 2024, homeowners are increasingly feeling the pinch of the cost of homeowners insurance. This essential financial safeguard, designed to protect one’s most significant asset, has seen a noticeable uptick in expenses, compelling homeowners to scrutinize what drives these costs. Understanding the rising cost of homeowners […]
They play a pivotal role in simplifying the appraisal process, ensuring homeowners receive the compensation they deserve. By leveraging the knowledge and skills of Public Adjusters, individuals can efficiently navigate the intricacies of home insurance claims. This article outlines the benefits and challenges faced during the appraisal process, highlighting how […]