When disaster strikes—whether it’s a burst pipe flooding your basement, a kitchen fire damaging your home, or a storm tearing through your roof—the last thing you want to worry about is battling your insurance company. Unfortunately, that’s exactly what many policyholders face.
Insurance companies have their own adjusters, whose primary role is to protect the company’s financial interests—not yours. That’s where AAA Public Adjusters steps in. We represent you, the policyholder, to ensure you get the settlement you’re entitled to under your policy.
What Is a Public Adjuster?
A Public Adjuster is a licensed insurance professional who works exclusively for the insured, not the insurance company. While the insurance company’s adjuster will assess the damage from their perspective, a Public Adjuster’s job is to independently evaluate the damage, prepare the claim, and negotiate for the maximum payout possible.
At AAA Public Adjusters, our mission is clear:
- Protect the rights of policyholders.
- Eliminate the stress of dealing with complicated insurance claims.
- Secure fair and accurate settlements for our clients.
Why Insurance Companies Often Undervalue Claims
It’s a harsh truth, but the claims process isn’t always fair. Insurance carriers are in the business of making money, and reducing payouts is one way they maintain profitability. Here are some tactics we frequently see:
- Underestimating repair costs using lowball contractor estimates.
- Excluding necessary repairs or mitigation steps recommended by industry standards like IICRC (Institute of Inspection Cleaning and Restoration Certification).
- Delaying the claims process to pressure policyholders into accepting less.
- Misinterpreting policy language to justify denials or reductions.
Without an advocate on your side, you may be left with a fraction of the funds needed to repair your property.
How AAA Public Adjusters Levels the Playing Field
We go beyond just filling out paperwork. Our process is thorough, detailed, and backed by decades of experience in claim handling.
Here’s how we help:
- Free Claim Review – We’ll evaluate your situation and policy to determine your coverage rights.
- Damage Assessment – Our team conducts a full on-site inspection, using industry-standard measuring tools and documentation methods.
- Evidence Gathering – From photographs to moisture readings, we collect the data needed to prove your loss.
- Estimate Preparation – We prepare detailed repair estimates that meet IICRC, EPA, and other applicable industry standards.
- Negotiation – We handle all communications with the insurance company and fight for the settlement you deserve.
Real Results for Real People
Over the years, AAA Public Adjusters has helped homeowners and business owners recover millions of dollars in settlements they might otherwise have lost. We’ve handled everything from small water damage claims to multi-million-dollar commercial fire losses.
Our clients often tell us that hiring us was the best decision they made after their loss—because it gave them peace of mind and financial recovery.
The AAA Public Adjusters Difference
Unlike many firms, we don’t just react to insurance company offers—we anticipate them. We know the common tactics carriers use to reduce claim payouts, and we prepare our cases accordingly. Every estimate, report, and piece of documentation we submit is designed to be bulletproof against lowballing and denials.
We also follow up relentlessly. Many insurance companies try to delay the process, but we track every deadline and keep pressure on them until the claim is resolved.
Get the Settlement You Deserve
If you’ve experienced property damage, don’t wait until your claim is denied or underpaid. Contact AAA Public Adjusters before you file—or if you’ve already filed and feel your claim isn’t being handled fairly, we can still help.
Call us today for a free consultation. The sooner we get involved, the better your chances of securing the full settlement you’re entitled to.
AAA Public Adjusters – Fighting for Policyholders Since 1989
800-410-5054 | aaapublicadjusters.com
