The Insurance Code in every state requires that the appraisal condition be contained in every homeowner or business policy. It is critical for the insured to understand the appraisal process, so they can utilize the process if their insurance company underpays them. Below is an excerpt from a homeowner’s […]
property coverage
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Over the last several weeks’ nor’easters left quite a mess in Pennsylvania and New Jersey. Thousands of residents in Bucks, Montgomery, Philadelphia, Chester, Camden, Burlington and Atlantic counties went without electricity and impassable roads for days, some over a week. Damaged vehicles, businesses, and homes are adding stress to […]
Business Interruption Insurance is in most business insurance policies. It covers lost income when a business owner has to close his or her business because of a covered cause of loss. It’s a layer of protection that all business owners should have. For example, if your business closes because […]
Around Pennsylvania and New Jersey, our falls and winters can be harsh. As August heads out, some serious storms can head in and turn the area upside down. Unpredictable rains and wind manifest themselves as storms and the turmoil includes flash flooding without warning, falling branches, collapsed trees, heavily damaged […]
There are many reasons that someone can end up fighting with a claims adjuster from their insurance company. In fact, one of the most potentially serious and widely contested claims is that of water damage claims. Water damage does more than just damage property—it causes growth of harmful microorganisms like […]
Posted on October 14, 2013 @ 6:00 PM EST After the Storm: Property Coverage Tips After the recent heavy rain, homeowners may have questions about what damages are covered by insurance. While each insurance policy differs, Pennsylvania Insurance Commissioner Michael Consedine yesterday offered the following examples of what is and […]