Gutters are an integral part of a home because they direct water away from the home. However, if the gutters are clogged with debris then they cannot do their job and thus might cause damage to the home. What Damage can Clogged Gutters Cause? Water Damage – While properly working […]
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Spring is a time of warm weather, rain, and ice melts. Its during this time of year that homeowners should be aware of the interior and exterior of their home so as to prevent flooding from spring weather. Here are some tips to follow to prevent flooding in the spring. […]
Insulation is an important part of a home. However, in most cases homes do not have enough insulation, and in some cases have no insulation at all. Because insulation is often hidden behind walls and or in places they frequently do not go in a home, homeowners often forget that […]
Out of all of the roof types the flat roof is the most controversial. It is mostly used on large buildings, outbuildings, and on Philadelphia twin and row homes The flat roof has its own challenges and needs. However, there are some pros to having a flat roof on a […]
Hailstorms can cause damage to windows, roofs, and the siding of a house. In fact, hail causes more than $1.6 billion in roofing damage per year. However, there are some steps that a homeowner can take to prevent major damage from occurring due to hail. Roof The […]
The United States experiences only 2% of the world’s earthquakes. However, nearly 90% of the population in the United States lives along seismically active areas. In the United States, 42 states are at risk of experiencing earthquakes. Earthquakes are not typically covered in a standard homeowners’ or […]
In the United States, flooding is the most common and costly disaster that affects every region and state. However, what most homeowners do not realize is that flooding is not covered under a typical insurance policy. Only flood insurance covers the damages caused by rising waters. However, there […]
It’s the time of year again when the temperatures are high and there are frequent thunderstorms. High winds cannot only affect siding on a house but can also affect the shingles on a roof. But there are ways to help prevent shingles from coming off a […]
The Insurance Code in every state requires that the appraisal condition be contained in every homeowner or business policy. It is critical for the insured to understand the appraisal process, so they can utilize the process if their insurance company underpays them. Below is an excerpt from a homeowner’s […]
Over the last several weeks’ nor’easters left quite a mess in Pennsylvania and New Jersey. Thousands of residents in Bucks, Montgomery, Philadelphia, Chester, Camden, Burlington and Atlantic counties went without electricity and impassable roads for days, some over a week. Damaged vehicles, businesses, and homes are adding stress to […]