Out of all of the roof types the flat roof is the most controversial. It is mostly used on large buildings, outbuildings, and on Philadelphia twin and row homes The flat roof has its own challenges and needs. However, there are some pros to having a flat roof on a […]
Assurance on Insurance: a Public Adjuster’s Blog
115 posts
Hailstorms can cause damage to windows, roofs, and the siding of a house. In fact, hail causes more than $1.6 billion in roofing damage per year. However, there are some steps that a homeowner can take to prevent major damage from occurring due to hail. Roof The […]
The United States experiences only 2% of the world’s earthquakes. However, nearly 90% of the population in the United States lives along seismically active areas. In the United States, 42 states are at risk of experiencing earthquakes. Earthquakes are not typically covered in a standard homeowners’ or […]
In the United States, flooding is the most common and costly disaster that affects every region and state. However, what most homeowners do not realize is that flooding is not covered under a typical insurance policy. Only flood insurance covers the damages caused by rising waters. However, there […]
It’s the time of year again when the temperatures are high and there are frequent thunderstorms. High winds cannot only affect siding on a house but can also affect the shingles on a roof. But there are ways to help prevent shingles from coming off a […]
The Insurance Code in every state requires that the appraisal condition be contained in every homeowner or business policy. It is critical for the insured to understand the appraisal process, so they can utilize the process if their insurance company underpays them. Below is an excerpt from a homeowner’s […]
Over the last several weeks’ nor’easters left quite a mess in Pennsylvania and New Jersey. Thousands of residents in Bucks, Montgomery, Philadelphia, Chester, Camden, Burlington and Atlantic counties went without electricity and impassable roads for days, some over a week. Damaged vehicles, businesses, and homes are adding stress to […]
Business Interruption Insurance is in most business insurance policies. It covers lost income when a business owner has to close his or her business because of a covered cause of loss. It’s a layer of protection that all business owners should have. For example, if your business closes because […]
   It’s Hurricane season again and Florida has once again been struck by disaster!Property owners will want to file their wind damage claims right away, but this is not the recommended course of action. You need representation during the lengthy process of filing a hurricane damage claim, that’s why it’s best […]
As the transitional season of spring gets underway, keep in mind there’s a large possibility of severe thunderstorms, high winds and tornados before the warmer weather is here to stay. To help ensure your home is protected from property damage throughout the weeks ahead, our public adjusters near Bristol, PA […]